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How do you politely ask for money instead of gifts?

Wedding and birthday presents are fantastic, and receiving them from your loved ones is always a joyous occasion. It’s a way for the people around you to celebrate your milestones. However, sometimes you may find yourself in a position where you don’t want or need any more physical gifts – you would instead prefer monetary gifts. Asking for money can be tricky, as some people may find it tactless or impolite. But it’s okay to prefer cash, and there are ways to ask for it without rubbing anyone the wrong way.

Why You Might Prefer Money Gifts?

Asking for money, instead of physical gifts, might seem awkward to some people, but it’s becoming more and more common because of its practicality. Monetary gifts offer hosts and recipients greater flexibility. It is easy to keep track of, to use or spend on almost anything, whether it’s paying bills, starting a savings fund, or investing the money. For those who are already established in their own homes, it can help tackle existing financial obligations like student loans, household bills, or other expenses that impact their daily lives. For couples or newlyweds, it is typical for them to prefer money gifts to help them with their future plans, like buying a house, planning a trip, or even starting a family.

How to Politely Ask for Money Instead of Gifts

Here are a few ways to ask for money instead of gifts politely.

1. Be Honest and Direct

Being honest and straightforward about why you prefer monetary gifts is the first step. Instead of beating around the bush or going for a creative way to ask for money, be sincere and tell your loved ones exactly why you prefer monetary gifts. One of the common ways to ask for money is by saying that you already have everything you need at the moment and would appreciate kind gestures done through a monetary gift.

2. Explain the Reason for Monetary Gifts

Understandably, some guests may question why you’d prefer money over physical presents. In such cases, it is important to explain to them your goals and reasons for monetary gifts. Remember to put in detail the specific reasons why you need the money and what you intend to spend it on. This will aid in establishing expectations around what you intend to use the money for.

3. Be Creative with Your Wording

Instead of just asking your guests for money as a wedding gift for birthdays or Christmas, be creative with your wording to make it interesting and appealing. Instead of asking for cash, use phrases like “financial contributions,” “monetary gifts,” or “help fund our goals.” This makes it sound more appealing without mostly looking like you’re only interested in their money.

4. Mention a Gift-Card Registry

You can opt for a registry wherein people can contribute towards gift cards. These gift cards can be for travel, shopping, dining, or other experiences. This method serves both purposes, as it still gives guests the sensation of giving tangible gifts without the couple ending up with things they don’t need.

5. Personalize Your Request

Including a customized note in wedding or party invitations or on your gift registry that explains your thoughts and feelings about monetary gifts can enhance a sense of ease and intimateness for your guests. Often, offering them a range of options to contribute is helpful, such as a savings account for your future or a fund for your honeymoon or down payment on a new house.


Understandably, asking for money rather than gifts can be intimidating and may be viewed as gauche. However, there are many reasons why monetary gifts are a better option for today’s couples and individuals. As long as it’s done respectfully and tactfully, it provides the flexibility to help support consumers in their lives’ various stages. By following our tips, you should be able to ask for money kindly without offending anyone. Lastly, remember that what sends a heartfelt and honest request is still going to be appreciated by those who cherish you the most.


How do you word a cash fund for a wedding?

Weddings are a special and joyous occasion, and while many couples choose to register for physical gifts, others may prefer to receive monetary contributions to help fund their new life together. If you are planning to create a cash fund for your wedding, choosing the right wording can help ensure that your guests understand your wishes and feel comfortable contributing.

When considering how to word your cash fund, it’s important to strike a balance between politeness and clarity. You want your guests to know that they are not obligated to provide a gift, but also to feel comfortable contributing if they choose to do so. One potential option is to include information about your cash fund on your wedding website or registry page, rather than directly on the wedding invitation.

When it comes to choosing the specific wording, there are a few different approaches you can take. For example, if you would prefer cash gifts, you might say something like, “We would be thrilled to receive monetary contributions towards our future together.” This phrasing emphasizes that you are excited to receive any contributions that will help you build your new life, while also making it clear that cash gifts are preferred.

On the other hand, if you’re hoping for more traditional gifts, you might say, “We can’t wait to start our lives together and are grateful for any gifts that help us do so.” This wording emphasizes that physical gifts are still very much appreciated, but also leaves the door open for guests who might prefer to contribute monetarily.

No matter which approach you choose, it’s important to be gracious and thankful in your wording. Be sure to thank your guests for their generosity, and emphasize that you are excited to celebrate this special day with them regardless of whether they choose to contribute to your cash fund. With the right wording, you can help ensure that your guests feel appreciated and included in your special day, while also receiving the support you need to start your new life together.

What is the right amount of money to give as a wedding gift?

Deciding on the right amount of money to give as a wedding gift can be challenging, as there is no set rule. The amount of money you give as a wedding gift will depend on the closeness of your relationship with the couple, the location of the wedding, and your financial situation.

If you are a coworker or distant relative, it is generally suggested to spend between 50 to 75 dollars on a wedding gift. If you are attending the wedding with a guest, you typically wouldn’t need to give more than 75 dollars, even if you are a relative or close friend of the couple. This may be because you are not as closely linked to the couple compared to other guests.

If you are a friend or relative of the couple and are not part of the wedding party, it is recommended to spend between 75 to 100 dollars on a wedding gift. However, if the wedding is in a more expensive location, such as a large city or popular destination wedding location, it is acceptable to give closer to the higher end of the range. This may show the couple that you understand the cost associated with their wedding and wish to help offset some of those costs.

If you are part of the wedding party, the expectations are slightly higher. A gift between 100 to 150 dollars is usually appropriate, or even more if you are a close friend or family member of the couple. Being in the wedding party is an honor, but it can also bring costs associated with the bridal shower, bachelorette party, and other pre-wedding festivities. Therefore, it is understandable that the gift may reflect this.

The amount of money you give as a wedding gift will vary depending on the circumstances of the wedding and your personal financial situation. The most important aspect of a wedding gift is that it comes from the heart and that it reflects the thought and care you have for the couple on their special day.